VBA Management Services, Inc. (VBA MSI) is a subsidiary of the Virginia Bankers Association dedicated to bringing high quality products, services and solutions to our member banks that provide new income opportunities, offer cost savings and help banks with their operational efficiency needs. A board of directors, comprised of bank executives from across the state, determines the activities of this subsidiary and provides continuous oversight to ensure quality programs. While VBA MSI has reviewed and recommends these providers to member banks, bankers are encouraged to and should perform their own review to determine whether the products and services are appropriate for their institution.